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Credit Repair Services Are Not Available To Georgia Residents

Let Us Help You Improve Your Credit!

Eve The Credit Doc at Build Wealth Not Debt is here to help you improve your credit score. This is a great opportunity to make an investment in yourself. In a few short months, your credit score will see improvement and you will be in a position to have access to better lifestyle decisions that have been out of reach.

A Simple Program To Improve Your Overall Credit Health

If You Take Care Of Your Credit,

Your Credit Will Take Care Of You

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A credit score is a number generated by a mathematical formula that is meant to predict creditworthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and manage to get approved for credit, your interest rate will be much higher than someone who had a good credit score. So, having a high credit score will save you many thousands of dollars.

What Is A Credit Score?

What Is A Credit Bureau?

A credit bureau is a company that collects and maintains your credit information and sells it to lenders, creditors and consumers in the form of a credit report. There are dozens of credit bureaus, we're most concerned with the big three: Equifax, Experian, and TransUnion.

Why Credit Matters?

There are times in your journey of life where you make major purchases: Homes, Auto, Business, and Engagement Rings are only a few examples. These are times where you invest heavily in your family, your comfort, your well-being, and your future. Some major purchases require more money than you have, or more money than you are willing to commit at one time. In these instances, you may seek a loan to help cover the expense. As you submit a loan application, the lender will want to know the risk they are taking in doing business with you. This is when your Credit score matters!

It is key to have good credit in order to save money on the things you deserve. You work hard to earn your money, and you should not just accept that you have bad credit and pay a monthly penalty on every loan you take. Paying higher interest fees is what is preventing you from growing your finances and enjoying your life.

How Your Behavior Is Evaluated In Your Credit Report?

Behaviors such as do you pay your bills on time, your outstanding debt, length of credit history, and have you applied for credit recently are all behaviors that credit bureaus seek answers to to create your credit report. For more information, visit the FAQs. 

How Much Does It Cost? How Long Does It Take?


Our Score Improvement program can take 90 days and can up to 6 months. The duration of the program depends on the amount of negative information that is on file.

The rate to enroll is $299 that includes the Credit Repair Audit Analysis and enrollment fee.
The $99 is a month to month service fee.

No Contract. Cancel Anytime.

Clients typically see improvement within 90 days or their money back!
That’s our guarantee for our Pay For Delete Credit Program.

I will say that bad credit can affect anyone. By me making six figures a year I never really understood the importance of excellent credit. After my divorce, not only was I affect by bad credit but was in a need for excellent credit. Not only have Evelyn put me on the right track, but she has educated me on the importance of credit, and took the time to go over each account with me. She is very knowledgeable, professional, and definitely know her stuff. I’m looking forward to our continued credit journey and will definitely suggest that if anyone has any credit issues. Please see this young lady. She truly know her stuff. Thank you Evelyn for you hard work, understanding, and patience. It has all been a pleasure.” 


—  Alvin

—  Alvin

What Our Customers Say

Steps on Improving Your Credit


Credit Audit

Receive a thorough Credit Analysis to help identify items affecting your credit health and credit scores.

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Credit Repair

Our goal is to increase client’s credit scores. We do so by attempting to remove inaccurate, incomplete, obsolete and unverifiable items that appear on our client’s credit report with all three national credit bureaus. Equifax, TransUnion and Experian. If you have any collections, paid collections, medicals, repossessions, foreclosures, bankruptcy, judgment, or tax liens you can definitely benefit from our services.

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Credit Education

Credit Repair is a two way part. Challenging the negative information and adding positive history. Here we provide credit building tips, products and resources to improve your overall credit profile and health.

What We Can Offer You

We Can Help You With

  • Inquiries

  • Tax Liens

  • Personal Information

  • Collections

  • Charged Off Accounts

We Also Remove

  • Foreclosures

  • Judgments

  • Bankruptcy

  • Short Sales

  • Repossessions

  • Anything Credit Related

Per Month includes:
Per Month includes:

•24/7 Online Portal Access from Smartphone

•Coaching and Education
Assistance with Structuring Lines of Credit

•Support with Card Spending and Tradeline Building

•Review your credit report for inaccurate items

•Review of outdated accounts.

•Review your credit report for inaccurate personal information

•Review accounts that can be made current.

•Review accounts with high credit utilization.

•Build a plan on how to fix information

•Build a plan to raise your credit score.

•Provide you with a detailed report of everything listed above.

$299 - Full Credit Audit – Equifax, TransUnion, Experian

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